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In order to illustrate the importance of a 401k retirement plan, we are going to compare it to a situation that is very common in some countries: dowry. Think about it for a while: the family starts saving from the very first day the daughter is born. Therefore, when she reaches the right age to marry is adequate for its purpose. In the same way, workers must think about their retirement when they are young and bale to take all the necessary steps. The average length of working time is 30 to 40