Debt-Ans.Com

Companies promising to reduce or eliminate credit card balances and other debt for customers will no longer be allowed to charge an upfront fee. The Federal Trade Commission said last week that the new restrictions are a crackdown on the debt-settlement industry, which flourished during the economic downturn as borrowers …

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Personal-finance experts estimate that at least 10 percent of debt woes are a direct result of overspending pure lack of discipline. Overspending and accumulating debt may be manifestations of deep, unresolved emotional issues and unmet needs. Shopping becomes like a drug, just as work is for workaholics, and provides a temporary escape from worry and anxiety.

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By Dave Ramsey

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The North Platte Telegraph We’ve all seen the ads, we’ve received the phone calls. Buried in credit card debt? Want to settle what you owe for pennies on the dollar? Falling for the pitch of companies who promise to help you pay off your debt can cost hundreds of dollars and leave consumers facing the same amount of debt. It’s called “front loading,” and the Federal Trade Commission is going to …

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A $180 million bond measure could pay off $74 million in debt, allow for upgrades at school sites and fund a new continuation school if the San Mateo Union High School District can hammer out the details before the November ballot deadline next week.

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