Debt-Ans.Com

So you have piled up some bills. And then a letter arrives saying you’re among certain people who qualify for an “exclusive debt mediation program” or words to that effect. The correspondence looks like it’s from a bank or a credit card company. It offers what appears to be a pretty good deal to get out of debt.

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BY MATTHEW ROCCO Correspondent Companies that offer credit card services often visit college campuses in an effort to attract new customers. In New Jersey, the Division of Consumer Affairs has notified all public and private colleges that a new law which took effect in May is regulating that practice. read more

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The North Platte Telegraph We’ve all seen the ads, we’ve received the phone calls. Buried in credit card debt? Want to settle what you owe for pennies on the dollar? Falling for the pitch of companies who promise to help you pay off your debt can cost hundreds of dollars and leave consumers facing the same amount of debt. It’s called “front loading,” and the Federal Trade Commission is going to …

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Suffering from a lack of cash? It’s likely that you don’t follow a budget that reflects your earnings. Smart budgeting prevents eviction, increased credit card debt, and ruined credit scores . It’s never too late to achieve your financial goals – get started now with these 10 steps to make your financial life less stressful.

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IT is interesting to note that the National Cards Group – a grouping of Malaysian credit card issuers, mainly banks – has launched a campaign to inculcate responsible credit card usage among consumers.

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